For over twenty years, Family Heritage Group (FHG) has proudly provided Final Expense Insurance to individuals and families across New England. Our mission has always been to serve those who need it most—especially those in underserved communities. We’re not just offering insurance; we’re providing a vital service to help families secure financial peace of mind during challenging times.
But the impact of economic equity goes far beyond the clients we serve. By expanding access to career opportunities in financial services for women, people of color, and inner-city residents, we believe we can create a cycle of success that benefits both our agents and the communities they serve.
Serving Underserved Communities
FHG has built a strong foundation by reaching out to those who are often overlooked by traditional financial services. Many of our clients come from low-income or fixed-income backgrounds, face significant pre-existing health conditions, or live in areas that are not served by larger financial institutions. Our approach has always been hands-on, community-focused, and deeply committed to making financial protection accessible to those who need it most.
A Tradition of Local, Personal Service
Our success comes from being a locally based, locally focused organization. We prioritize face-to-face relationships, offering in-person service that feels personal, genuine, and rooted in the community. The “kitchen-table” approach allows us to connect on a deeper level with the people we serve, building trust and understanding. This approach has helped us develop a strong reputation and lasting relationships that have made us an integral part of the communities we serve.
Expanding Economic Opportunity
While our clients are primarily women, people of color, and residents of urban areas, our agent roster has historically not fully reflected this demographic. We recognize that the financial services industry has been predominantly represented by suburban, white men, and we are committed to changing that. We believe that to better serve our diverse clientele, we need to bring in agents who share similar backgrounds and experiences. This representation not only aligns us with the communities we serve but also ensures that the diverse needs of our clients are met with understanding and empathy.
Breaking Down Barriers
Historically, women, people of color, and inner-city residents have faced significant barriers to entering the financial services industry. These barriers can be financial, social, or even psychological, often preventing talented individuals from pursuing rewarding careers. At FHG, we are working to break down these barriers by offering a clear path to success—whether that means providing flexible schedules, comprehensive training, or access to mentorship from seasoned agents.
By opening doors to underrepresented groups, we are not just diversifying our team—we are empowering individuals to create wealth for themselves and their families. Economic equity in our agent team means retaining wealth and stimulating economic activity in the very communities we aim to serve.
The Win-Win: Benefits for Agents and Clients
When agents are empowered and given the opportunity to succeed, they are more motivated to provide top-notch service to their clients. As agents build their careers and increase their earning potential, they also contribute to the long-term economic well-being of their communities. This results in a positive cycle: more financial security for families, more wealth retention within underserved communities, and a more inclusive and representative financial services industry.
The Future of Economic Equity with FHG
At Family Heritage Group, we believe that economic equity is not just a goal—it’s a responsibility. We are proud of the work we’ve done to serve our clients, and we are even more excited about the future, where we can expand the same opportunity to those from underrepresented communities. By offering access to rewarding careers in financial services, we can help create a more inclusive, economically stable future for everyone.
Together, we can build a stronger, more equitable world—one where both our agents and clients thrive.